Unit Trust, a best investment?

xblue_skyx · PJNet Starter Joined: Jun 13, 2007 Posts: 22

Unit Trust, a best investment?

Please give some comment, Thanks!

jahne · Posted: Sat Jun 16, 2007 1:28 am Post subject:

low risk, low returns..

but it really depends on your risk profile

xblue_skyx · PJNet Starter Joined: Jun 13, 2007 Posts: 22

ic. After lose my money in online investment, I more prefer low risk investment. Embarassed

Actually share market is not bad but i lazy to do research so better dun take the risk. haha!

naz · Posted: Sat Jun 16, 2007 5:08 pm Post subject:

government unit trusts are no risk and ok returns. If don't wanna think much then go for them.

GrimRipper · PJNet Starter Joined: Sep 18, 2006 Posts: 172

I still prefer to learn fund management on my own although mutual funds are a great way to start investing. There are some high returns on funds too, so just start investing and don't worry so much. The key is to have the habit to invest and not worry about losing money. =)

orangebabe · PJNet Starter Joined: May 16, 2007 Posts: 28

PM me if u wana know more about unit trust Smile

GrimRipper · PJNet Starter Joined: Sep 18, 2006 Posts: 172

PM me if you want to know more about financial planning Wink

tcj13888 · PJNet Junior Joined: Jan 22, 2006 Posts: 536

xblue_skyx · PJNet Starter Joined: Jun 13, 2007 Posts: 22

jebeng · PJNet Newbie Joined: Sep 09, 2007 Posts: 4

unit trust is a place 4 u to saving ur money.

if u have alot of money u can doit....

yipck2003 · PJNet Senior Joined: Jun 30, 2005 Posts: 1311

Better go into buying property.. much better... return more solid... and you get to stay in the property should cannot rent out.. kekek

I bought a house in N.S at RM88k... Rm1k downpayment only.. the rest no money involve... 100% loan... now the market value is RM118k for new units.. so I paper value increase is RM30k already.. and its less than 2 years...

basirpm · PJNet Newbie Joined: Sep 17, 2007 Posts: 3

To know more on how to invest in Unit Trust, please call me for appointment and proper advise.

Rgds
Mohd Basir Ahmad
Unit Trust Consultant
Public Mutual Berhad
Tel: 0xx-xxxxxxx E-mail: xxxxxxx@gmail.com

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vince_leo · PJNet Newbie Joined: Sep 30, 2007 Posts: 4

unit trust is investment for old man.. low and slow return...
if u want higher return investment..

send me a mail to get more info
xxxxxxx@xxxx.com

some ppl never learn

MOD's NOTE: No email or contact number as per TOS No. 6(f). Please use the Private Messaging system for communication. Pls update your profile to include your current email if you want others to contact you by email. Thanks!

wealthkonsultan · Posted: Mon Nov 05, 2007 12:09 am Post subject:

I'm glad this thread was created. Indeed Unit Trust is the most sensible way for anyone to start investing, for their future financial independence. I know, coz I have been doing this since 1998 - every year without fail using the savings in my EPF account 1. One may ask - what is Unit Trust ? Do read below...

What is Unit Trust ?

A unit trust fund is a collective investment scheme, which pools the savings of investors with similar investment objectives in a special "trust" fund managed by professional fund managers. The pooled monies in the unit trust fund will then be invested in a diversified portfolio of securities and other assets in accordance with the unit trust fund's investment objectives and as permitted under the Securities Commission's (SC) Guidelines on Unit Trust Funds.

The investment scheme of a unit trust fund can be illustrated as a tripartite relationship between the manager, the trustee and the unitholders. The manager is responsible for the management and operations of the unit trust fund whilst the trustee holds all the assets of the unit trust fund. The obligations and rights of each of the three parties are specified in the Deed, (a legal document entered into between the manager and the trustee, and registered with the SC). The Deed regulates the duties and responsibilities of the manager and the trustee with regard to the operations of the trust fund and protects the unitholders' interests.

In layman's term, with Unit Trust, anyone can invest - with as minimum as RM500 being the minimum initial investment for most funds offered by CIMB Wealth Advisors. Just imagine how much is needed if you are to invest in stock market - using the service of a remisier. And then, as investor you control your destiny as in when to buy, what to buy and when to sell... if NOT - instead of making money, U lose money.

In Unit Trust, the Professional Fund Managers are tasked to safeguard the investment process - making sure the investment objectives as set out in the prospectus is achieved. And all his while the investor is ridden of the needs to be overly worried with their portfolios.

You want to know more... do write to me at xxx@gmail.com . That email could be a the most important email you sent - in taking you closer to financial independence in the future..

Regards - Mr Wealthkonsultan

Note: Please refrain from posting personal email or contact number as per TOS N0. 6(f). Please use the Private Messaging system to exchange personal information.

wealthkonsultan · Posted: Mon Nov 05, 2007 12:17 am Post subject:

Oops.. I shouldn't have posted my email. Pls go to "members list". Use "username" and list via ascending order. My name at about page 229. There's email weblink there...

Regards

Mr Wealthkonsultan