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lovepark
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Joined: Jan 27, 2007
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Location: Grave
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 Posted: Sat Feb 23, 2008 12:44 pm Post subject: Which credit card is good? |
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anyone out there using which bank credit card..
so far which one is provide good benefit and service?
free for life? 
yerrr... i am using this MBF lady card... no good ler.. their point only can transfer to bonus link.. cant change anything one..  lousyy...
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CrazyPeanut
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Joined: Feb 22, 2008
Posts: 4
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| Posted: Sat Feb 23, 2008 6:29 pm Post subject: |
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I think all the credit cards are the same in terms of benefits, usually it depends on you & what you want. Personally, Ive used HSBC & Maybank, it is "OK", the response to my inquiries are relatively quick & I have no complaints on their customer services...
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BBQ
PJNet Starter
Joined: Feb 19, 2008
Posts: 42
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| Posted: Sun Feb 24, 2008 7:13 pm Post subject: |
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| They all aim to suck dry your future income |
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humanfly
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Joined: Aug 18, 2006
Posts: 3524
Location: somewhere over the rainbow :D
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| Posted: Mon Feb 25, 2008 3:38 pm Post subject: |
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all credit cards is the same... but what i heard is HSBC giving a good discount on items in certain places...
but please do know your limit when using credit card...
ppl tend to forget and in the end, we suffer paying the debts...
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planet69
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Joined: Sep 15, 2006
Posts: 1563
Location: PJ old town
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| Posted: Mon Feb 25, 2008 6:04 pm Post subject: |
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understand what it takes to be a responsible card user.
do not abuse the card, spend within your limits.
btw, any card is good. i use citibank coz it has a more secure online banking system and a user-friendly interface.
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lovepark
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Joined: Jan 27, 2007
Posts: 3051
Location: Grave
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| Posted: Tue Feb 26, 2008 7:34 pm Post subject: |
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ohh.. don worry.. i am the person control credit card.. not credit card control me..
hehe.. i am looking for those CC provide alots those discount ar... gift.. in points exchange ...
btw... which bank CC is free for life ar?..
i am using HSBC... but only free for 1year.
erm.. not bad.. alots discount in some restaurant..(10%) like secret recipe.. pizzA hut.. nippon hutz lol.. and i wan to collect points to change an ice-cream maker.. hehehe..
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planet69
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Joined: Sep 15, 2006
Posts: 1563
Location: PJ old town
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| Posted: Tue Feb 26, 2008 9:21 pm Post subject: |
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| lovepark wrote: | ohh.. don worry.. i am the person control credit card.. not credit card control me..
hehe.. i am looking for those CC provide alots those discount ar... gift.. in points exchange ...
btw... which bank CC is free for life ar?..
i am using HSBC... but only free for 1year.
erm.. not bad.. alots discount in some restaurant..(10%) like secret recipe.. pizzA hut.. nippon hutz lol.. and i wan to collect points to change an ice-cream maker.. hehehe.. |
that's great. what more do u want!?
haiyo so tam-sam
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humanfly
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Joined: Aug 18, 2006
Posts: 3524
Location: somewhere over the rainbow :D
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| Posted: Wed Feb 27, 2008 9:47 am Post subject: |
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thats good lovepark...u control the CC ...
lovepark..after one year...then u go andcancel your card...and make some noise... for sure they will waive another year for you.... u complain that their service is no good lar... this larr that lar.... i bet they will waive ur annual fees 
remember to say that other banks are giving free for life...then u are opting for that bank...
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jaycee
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Joined: Apr 18, 2007
Posts: 61
Location: Kelana Jaya
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| Posted: Wed Feb 27, 2008 5:11 pm Post subject: |
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I applied for CIMB CC last year and it is free for life. Recently I've just received the benefits booklet with many discounts.
This free for life promotion is still on until March. |
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lovepark
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| Posted: Mon Mar 03, 2008 1:06 pm Post subject: |
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hey.. heard tat UOB is not bad... if u purchase GSC ticket.. waive 5%... and go carrefour got 4% cash rebate.. hehehee.. i think of apply for that  <--- see.. this is not tam samm.. i just wan more benefit since u can get it ma...
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planet69
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| Posted: Mon Mar 03, 2008 4:48 pm Post subject: |
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lovepark...good for you
wise consumer... 
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lovepark
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| Posted: Tue Mar 04, 2008 4:08 pm Post subject: |
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yea lo... if my frend wan to buy something from there.. i will use my credit card to pay for that.. and get discount.. kakaka.. but they have to pay me that full amount...
which card is free for life in the market??... hehe.. i going to apply AmeX card ..
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humanfly
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Location: somewhere over the rainbow :D
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| Posted: Tue Mar 04, 2008 4:15 pm Post subject: |
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amex card is a debit card and u have to pay the full amount by the end of the month... the interest also higher than normal credit card...;
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lovepark
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| Posted: Tue Mar 04, 2008 5:36 pm Post subject: |
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amex card not really accept in malaysia
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stveon
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Joined: Apr 24, 2006
Posts: 73
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| Posted: Tue Mar 04, 2008 5:42 pm Post subject: |
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| Don't apply CITIbank. It is Bad customer service. |
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