...i generally feel that one could do much better than investing in unit trusts in malaysia........... _________________ A Malaysian Property & Investment forum and discussion board
Generall, managerial fees for unit trusts are about 5%. This however varies from fund to fund. Payment for such administrative costs are usually deducted upon purchase of the selected unit trusts. For those interested in investing however, I would recommend linking up with a well established unit trust company that has a proven track record.
Mutual funds, as compared to many other types of investments, is growing in popularity because it is one of the more safer ways to invest while also attaining better returns. However, one must also keep in mind that while there are many investment schemes in the open market, high yields also comes with higher risk. Hence, what one has to do is to weigh their individual risk tolerance prior to making any particular investment.
please email me xxx@yahoo.com if you want my help in unit trust. Thanks
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Joined: Nov 04, 2007 Posts: 23 Location: ARA DAMANSARA, Selangor DE
Posted: Sun Nov 04, 2007 11:38 pm Post subject:
I'm glab this thread was created. Indeed Unit Trust is the most sensible way for anyone to start investing, for their future financial independence. I know, coz I have been doing this since 1998 - every year without fail using the savings in my EPF account 1. One may ask - what is Unit Trust ? Do read below...
What is Unit Trust ?
A unit trust fund is a collective investment scheme, which pools the savings of investors with similar investment objectives in a special "trust" fund managed by professional fund managers. The pooled monies in the unit trust fund will then be invested in a diversified portfolio of securities and other assets in accordance with the unit trust fund's investment objectives and as permitted under the Securities Commission's (SC) Guidelines on Unit Trust Funds.
The investment scheme of a unit trust fund can be illustrated as a tripartite relationship between the manager, the trustee and the unitholders. The manager is responsible for the management and operations of the unit trust fund whilst the trustee holds all the assets of the unit trust fund. The obligations and rights of each of the three parties are specified in the Deed, (a legal document entered into between the manager and the trustee, and registered with the SC). The Deed regulates the duties and responsibilities of the manager and the trustee with regard to the operations of the trust fund and protects the unitholders' interests.
In layman's term, with Unit Trust, anyone can invest - with as minimum as RM500 being the minimum initial investment for most funds offered by CIMB Wealth Advisors. Just imagine how much is needed if you are to invest in stock market - using the service of a remisier. And then, as investor you control your destiny as in when to buy, what to buy and when to sell... if NOT - instead of making money, U lose money.
In Unit Trust, the Professional Fund Managers are tasked to safeguard the investment process - making sure the investment objectives as set out in the prospectus is achieved. And all his while the investor is ridden of the needs to be overly worried with their portfolios.
You want to know more... do write to me at xxx@gmail.com . That email could be a the most important email you sent - in taking you closer to financial independence in the future..
Regards - Mr Wealthkonsultan
Note: Please refrain from posting personal email or contact number as per TOS N0. 6(f). Please use the Private Messaging system to exchange personal information.
Joined: Nov 04, 2007 Posts: 23 Location: ARA DAMANSARA, Selangor DE
Posted: Mon Nov 05, 2007 12:19 am Post subject:
Oops.. I shouldn't have posted my email. Pls go to "members list". Use "username" and list via ascending order. My name at about page 229. There's email weblink there...
unit trust? ive been investing in public mutual since 2006. n d return now is much more better than FD/asb/asn/asw or even tabung haji.
i heard that public mutual is no1 unit trust company in msia, y dont u visit www.dinarconsultants.blogspot.com
he's my agent in public mutual, n he know alots about unit trust.
r u investing in MAN Fund?which is the hedge fund as well or SHK?
basically i am a professional financial specialist representing one of the largest Independently-owned financial advisory firm in singapore,IPP financial adviser,my expertise is to move my client current asset position to future asset position successfully...if u do have any enquiries,please do drop me an email... i am more than glad to give out a free financial health check for you...cheers.....hcloo@pyrofd.com
well...i have to say..by investing your money solely into UNIT TRUST without proper doing the asset allocation,risk profiling,and with th strong R&D department to support u soo that u can do the swithching and rebalancing when it is neccessary...what is the MER???this is something that u shud really look into..the Management Expense Ratio is too high it will jeopardise the return!!!but simply looking at low MER,it is not going to be ideal...so,what are you really need to look into and wjhat are the pitfalls and the things shud avoid and look into?i have a gateway for my client to tap into the singapore platform thru www.ippfa.com,im a financial specialist,if u have question,please email me..hcloo@pyrofd.com...cheers
hey guys, lately i found some property investment giving 100 % guaranteed return by a well-known insurance company and also a further 100% on the resale of the property in the future. I have invested heavily in it. Maybe you guys should have a look at it . seems like a good investment to me since the market aint doing that well at the moment heheh anyway good luck in whatever investment you guys chooses. Happy money making.
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