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dee
PJNet Newbie
Joined: Mar 23, 2007
Posts: 19
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 Posted: Thu Jun 12, 2008 1:11 pm Post subject: financial planning |
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Prices are hiking up so high!!! the way to overcome this and to have a better future for you and your family is by saving from now...be it to purchase your own home, your dream car, children's education and retirement days...all these has to be taken care from now...Investment the best way...
Invest at your own leisure and capacity...unit trust saves a lot of trouble and hassle...buzz me if you are interested for a better future... |
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smartringgit
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Joined: Jun 09, 2008
Posts: 65
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| Posted: Thu Jun 12, 2008 8:39 pm Post subject: |
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Just curious, what inflation rate do you use for a realise or actual future value of the investments.
Investments on depreciating goods are surely not encouraged, but property is questionable. Do you think is still any good for property investments? Lets share your view, anyone. |
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dee
PJNet Newbie
Joined: Mar 23, 2007
Posts: 19
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| Posted: Fri Jun 13, 2008 6:26 pm Post subject: |
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Inflation base for me is wat i used to pay for something, say a cup of coffee or roti canai, last year and how much i pay this year. Mostly on daily and household things...at times we don't even realise it..not to mention about milk powders, rice...
Investing on depreciating goods r really bad idea...i believe in unit trust as the are well managed by professionals. Investment in property or equities or bonds are good and to be according to your risk profile and need. |
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smartringgit
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Joined: Jun 09, 2008
Posts: 65
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| Posted: Fri Jun 13, 2008 6:58 pm Post subject: |
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Actually I asked what inflation rate do you use to calculate for unit trusts investments profit at end of day till selling. This got to be long term fund, let say 3 years.
We know BNM said an expected 5% of inflation and oil price might top USD200/barrel anytime and that also mean RM might drop.
Would you think a balanced asia pacific funds would be a better choice?
I like to hear from anyone about property. Would it still be linear increase? Or would it be depreciating because demand would drop?
At times of inflation, really got to carry a financial calculator always...  |
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Rox
PJNet Starter
Joined: Mar 22, 2008
Posts: 79
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| Posted: Sun Jun 15, 2008 9:24 pm Post subject: |
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| smartringgit wrote: | Actually I asked what inflation rate do you use to calculate for unit trusts investments profit at end of day till selling. This got to be long term fund, let say 3 years.
We know BNM said an expected 5% of inflation and oil price might top USD200/barrel anytime and that also mean RM might drop.
Would you think a balanced asia pacific funds would be a better choice?
I like to hear from anyone about property. Would it still be linear increase? Or would it be depreciating because demand would drop?
At times of inflation, really got to carry a financial calculator always... |
There is another way : invest in the Singapore Dollar.
The SGD will certainly be appreciating against RM, good chances,......
And on top of that, if you can find any good investnents in SG, it will be a double-whammy. Making more SGD, enjoying the appreciation and spending the money in cheaper Malaysia.
Furthermore, it's tax-free.
Do think about it! |
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beechuen
PJNet Starter
Joined: Feb 11, 2008
Posts: 142
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| Posted: Wed Jun 18, 2008 6:09 pm Post subject: |
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| Mb u can try invest on saving that offered by some Insurans company....actually can Make Life Worth More......and can guarantee your future life......more safe....If not, buy some unit trust lo...also can make ur money double...... |
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dee
PJNet Newbie
Joined: Mar 23, 2007
Posts: 19
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| Posted: Sat Jul 19, 2008 12:12 pm Post subject: |
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I'm into mutual fund ...my suggestion this is a good time to get into it as most of the funds are on great offer with the KLCI plunging down...
In mutual fund, there's lot of flexibility and returns are good provided you are looking for mid to long term...no gains are immediate... |
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skhang
PJNet Newbie
Joined: Jul 26, 2008
Posts: 12
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| Posted: Wed Aug 06, 2008 9:36 pm Post subject: |
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| i've tried forex trading. for me it's the fastest way to gain profit. just need a little self-discipline. |
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HoonChuan
PJNet Newbie
Joined: Sep 01, 2008
Posts: 7
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| Posted: Mon Sep 01, 2008 6:17 pm Post subject: |
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| i am a professional financial specialist representing one of the largest IFA i singapore,i am specialise in wealth protection,accumulation,management and distribution,and my expertise is to move my clients' current asset position to future asset position successfully.please do drop me an email if u have a ny enquiries..hcloo@pyrofd.com..im more than glad to give out the free financial health check..cheers |
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