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koff1n_na1ls
PJNet Newbie
Joined: Jun 18, 2008
Posts: 6
Location: Sec 17
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 Posted: Wed Jun 18, 2008 9:21 pm Post subject: |
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| BBQ wrote: | | They all aim to suck dry your future income |
true... better not to have than have. i currently paying thru my asses. take a debit card instead. if no money dun spend. which will also teach u how to budget your spending more efficiently. |
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jusco
PJNet Senior
Joined: May 02, 2008
Posts: 2519
Location: NationWide
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| Posted: Mon Aug 25, 2008 4:47 pm Post subject: |
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i used to own std chart, hsbc, am bank, citibank....
but no left only am bank and citi....
cos the other two dun 12 waive my annual fee... so just cancel and go apply else where la..
i prefer is with rebates and easy to pay the money... not like certain banks where they have limited cash deposti machine to pay..
and most of the time is full..... damn... |
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sta5r
PJNet Newbie
Joined: Dec 10, 2008
Posts: 3
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| Posted: Wed Dec 10, 2008 2:50 pm Post subject: Re: Which credit card is good? |
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| lovepark wrote: | anyone out there using which bank credit card..
so far which one is provide good benefit and service?
free for life? 
yerrr... i am using this MBF lady card... no good ler.. their point only can transfer to bonus link.. cant change anything one..  lousyy... |
I am now using MBF lady card.Today,I received statement ,I have to pay renewal fees about RM40,but I seldom use it.So,I want to ask is it worth for me to continue using this card?Which card is free for life?I use it only to pay my insurance |
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jusco
PJNet Senior
Joined: May 02, 2008
Posts: 2519
Location: NationWide
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| Posted: Wed Dec 10, 2008 3:21 pm Post subject: |
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there are many out there offer free for life
like cimb, eon, maybank, am bank and so forth...
just do a quick survey and apply.. as new cards are keep coming out every two month from diff abnks..
so there is no the so called best card.. as there are always a card better than what having now and a new card will be introduce... and this will goes on till the econ turn bad where no one will apply credit card any more..
hahahah .. so scary.... |
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ryusuke
PJNet Senior
Joined: Mar 05, 2008
Posts: 2450
Location: Damansara
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| Posted: Wed Dec 10, 2008 3:39 pm Post subject: |
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i think most of the card now is free of charge one...
citibank is consider ok lor...
when ever they charge the annual fee to you, then just tell them you wanna discontinue, then straight away they will waive it...
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The thought of eternity consoles for the shortness of life. |
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jusco
PJNet Senior
Joined: May 02, 2008
Posts: 2519
Location: NationWide
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| Posted: Wed Dec 10, 2008 3:49 pm Post subject: |
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| most of the bank will awive off the annual fee when y told them to cancel the card... |
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ryusuke
PJNet Senior
Joined: Mar 05, 2008
Posts: 2450
Location: Damansara
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| Posted: Wed Dec 10, 2008 3:53 pm Post subject: |
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now rhb bank also not bad...
got rebate for the petrol.
every type of the petrol...
_________________
The thought of eternity consoles for the shortness of life. |
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jusco
PJNet Senior
Joined: May 02, 2008
Posts: 2519
Location: NationWide
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| Posted: Wed Dec 10, 2008 4:31 pm Post subject: |
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| ya.. but i think there is a cathc.. as they say up to 5% of rebates... not u will sure get the rebate.... |
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sta5r
PJNet Newbie
Joined: Dec 10, 2008
Posts: 3
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| Posted: Fri Dec 12, 2008 12:06 am Post subject: |
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| jusco wrote: | | ya.. but i think there is a cathc.. as they say up to 5% of rebates... not u will sure get the rebate.... |
Thank you very much.I have make a call to credit card department .I decided to cancel it. |
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Kagayaku
PJNet Starter
Joined: Mar 04, 2007
Posts: 23
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| Posted: Fri Dec 12, 2008 7:37 am Post subject: wvr available. |
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| jusco wrote: | | ya.. but i think there is a cathc.. as they say up to 5% of rebates... not u will sure get the rebate.... |
5% is only for gold card holder who spend 5k above, they don't really bother for those who apply classic.
btw, hsbc is waving annuall membership, so i heard. |
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jusco
PJNet Senior
Joined: May 02, 2008
Posts: 2519
Location: NationWide
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| Posted: Fri Dec 12, 2008 10:11 am Post subject: |
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| welcome.. as long as we can help out.. thats what we all are here for.. |
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harryfoster
PJNet Newbie
Joined: Nov 18, 2008
Posts: 17
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| Posted: Fri Dec 12, 2008 3:10 pm Post subject: hi |
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Citibank offers a great choice of cards with rewards, 0% APR for up to 12 months, low ongoing APR, no annual fee and instant online decision. Citi Platinum, CashReturns, Diamond, Drivers, and AT&T Universal Cards. Also see Citibusiness and student credit cards.
-------------------------------------------------------
Web Design | Web Designing India
Internet Marketing Company | Online Marketing |
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jusco
PJNet Senior
Joined: May 02, 2008
Posts: 2519
Location: NationWide
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| Posted: Fri Dec 12, 2008 5:14 pm Post subject: |
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| u from sitibank? |
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Honeyclie
PJNet Junior
Joined: Mar 06, 2007
Posts: 395
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| Posted: Sat Dec 13, 2008 11:02 pm Post subject: |
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I don't know about now but last few years, Citibank credit card highest fraud cases in Malaysia. Many of my friends have to change their cards after their cards are cloned - majority is Citibank.  |
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jusco
PJNet Senior
Joined: May 02, 2008
Posts: 2519
Location: NationWide
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| Posted: Mon Dec 15, 2008 2:38 pm Post subject: |
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| oh really.. but i do believe that any card also will have the chance of being cloned.. |
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